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Consumer Loans
For additional information or questions please contact a Loan Officer at 352-347-4800 or email us using the "contact us" form above or visit any of our branches.  All loans are subject to credit approval.

 

A Personal Line of Credit - Unsecured
  • Available in amounts from $5,000.00 to $50,000.00.

Overdraft Protection
  • Secured overdraft protection line of credit up to $5,000

    May be attached to one or more Central Florida State Bank checking accounts for automatic overdraft protection.

Home Equity Loans
  • Line of Credit- floating Rate
  • Term- fixed Rate

Automobile Loans

  • New and used vehicle loans with repayment terms up to 5 years.

Secured Loans
  • Reduce your interest rate on a personal loan by securing it with marketable securities or certificates of deposit.
  • Flexible repayment terms are available.

Residential Mortgages

  • Loans to purchase or build your primary residence.
  • Loans to purchase or build a second residence or investment property.
  • Choose from the following products:
    • 30 Year Fixed Rate
    • 20 Year Fixed Rate
    • 15 Year Fixed Rate
    • 10 Year Fixed, 1 Year ARM
    • 7 Year Fixed, 1 Year ARM
    • 5 Year Fixed, 1 Year ARM
    • 1 Year Fixed, 1 Year ARM
    • Interest Only
    • Reverse Mortgage

Reverse Mortgages

  • Call Mark Timmington at 352-307-4340 for  an appointment to learn how much you can borrow.
  • We feature education without pressure.
 

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Member FDIC-Equal Housing Lender