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- $500.00 minimum opening deposit
- A $10.00 monthly maintenance fee will be on minimum daily balances that fall below
$1,000.00 or choose to maintain a combined deposit and/or loan relationship balance of $25,000.00 or more
- Overdraft protection available for qualified applicants
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| $0.00 to $999.99 | $10.00 |
| $1,000.00 and up | $0.00 |
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You choose to pay a monthly maintenance fee of $10.00 or maintain a minimum daily balance of $1,000.00 or maintain a combined deposit and or loan relationship balance of $25,000.00. When you maintain the minimum balance or relationship balance there are no maintenance fees.
Limitations: You must deposit $500.00 to open this account.
Account Fees: You choose to maintain a minimum daily balance of $1,000.00 or a combined relationship balance of $25,000.00 or pay a $10.00 monthly maintenance fee.
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Prime Value Checking
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Prime Value Checking when you want flexibility to use your money and still earn interest at premium rates. You choose to maintain a minimum daily balance of $1,000 or a combined deposit and or loan relationship of $25,000.00 or pay a monthly maintenance fee of $15.00.
The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account monthly. Interest begins to accrue on the business day you make your deposit. Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $1,000.00 to open this account.
Account Fees: You choose to maintain a minimum daily balance of $1,000.00 or maintain a relationship of $25,000.00 or pay a $15.00 monthly maintenance fee.
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- An interest-bearing checking account.
- $1,000.00 minimum opening deposit.
- Unlimited check writing.
- A $15.00 monthly maintenance fee will be accessed on minimum daily balances that fall below
$1000.00 or choose to maintain a combined deposit and/or loan relationship balance of $25,000.00 or more.
- Interest compounds daily and is credited to the account monthly.
- Overdraft protection available.
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Classic Interest Checking
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Classic Interest Checking when you want flexibility to use your money and still earn interest. You choose to maintain a minimum daily balance of $2,500.00 or a combined deposit and or loan relationship of $25,000.00 or pay a monthly maintenance fee of $15.00.
The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account monthly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $500.00 to open this account.
Account Fees: You choose to maintain a minimum daily balance of $2,500.00 or maintain a relationship of $25,000.00 or pay a $15.00 monthly maintenance fee.
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- An interest-bearing checking account.
- $500.00 minimum opening deposit.
- Unlimited check writing.
- A $15.00 monthly maintenance fee will be accessed on minimum daily balances that fall below
$2,500.00 or choose to maintain a combined deposit and/or loan relationship balance of $25,000.00 or more.
- Interest compounds daily and is credited to the account monthly.
- Overdraft protection available.
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Family Value Checking
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- $100.00 minimum to opening deposit
- Unlimited check writing
- A $12.00 monthly maintenance fee
- No charge for imprinting of the wallet-style Family Value Check
- Added benefits (see Customer Service Representative for details):
- Identity Protection
- Discount Long Distance Telephone
- Shopping Service
- Reduced cost of flowers, gifts and greenery
- Walk-In Pharmacy Card (not an insurance plan)
- EyeCare & Eyeware (not an insurance plan)
- Dental Network of America (not an insurance plan)
- Hearing Plan (not an insurance plan)
- NurseLine (not an insurance plan)
- Rental Car Discounts
- Preferred Hotel Savings Guide
- Golf Access
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Money Market
Account
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The safe alternative for your short and intermediate term investment dollars. You choose to maintain a minimum daily balance of $2,500.00 or maintain a combined deposit and or loan relationship of $25,000.00 or pay a monthly maintenance fee of $15.00.
The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account monthly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded daily and will be credited to the account monthly. If the account is closed before interest is credited you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
Limitations: You must deposit $1,000.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: You choose to maintain a minimum daily balance of $2,500.00 or a combined relationship of $25,000.00 or pay a monthly maintenance fee of $15.00.
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- An interest-bearing account
- $1,000.00 minimum opening deposit
- A $15.00 monthly maintenance fee will be accessed on minimum daily balances that fall below $2,500.00 or choose to maintain a combined deposit and/or loan relationship balance of $25,000.00 or more.
- Unlimited cash withdrawals in person
- Interest rate is determined by the minimum daily balance maintained in
one of four deposit tiers: (For details, please click on the "Current Rate" Or "Rate" page).
- Interest compounds daily and is credited to the account monthly
- Debit transactions limited to six per statement cycle, three of which may be third party checks and three transfers.
- Withdrawal fee: $5.00 for every withdrawal in excess of six per statement cycle. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions) made by the depositor and payable to third parties. Transfers and withdrawals made in person, by mail, by messenger, or at an ATM are unlimited.
"Under Federal Regulations, transactions on Money Market account are limited to six pre-authorized transfers or withdrawals per 4 week statement cycle, three of which can be made by check or automatic payment to third parties.
For additional information on any of our checking accounts, using "contact us" above
and mark the checking account box, call 352-347-4800 or visit any of our
branches. |
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