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Personal Savings
 
 
  Classic Savings   Current Rate   
 
Your old fashion savings account. Interest accrues daily and is paid to the account quarterly when the statement is produced.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account QUARTERLY. Interest begins to accrue on the business day you deposit non cash items (for example, checks). Interest will be compounded daily and will be credited to the account quarterly. If the account is closed before interest is credited you will not receive the accrued interest.

Balance Information; We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees: $500.00 MINIMUM DAILY BALANCE REQUIRED TO AVOID A $10.00 QUARTERLY MAINTENANCE FEE.
 
  • Interest-bearing account (based on average daily balance)
  • $500.00 minimum opening deposit
  • Quarterly statement
  • There is NO monthly maintenance fee on average daily balances of $500.00 and up. A $10.00 quarterly maintenance fee will be accessed on balances that fall below $500.00.
  • Interest compounds daily and is credited to the account quarterly.
  • Minimum balance to obtain disclosed annual percentage yield: $500.00

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  Classic Youth Savings   Current Rate   
 
Helping our youth learn to save.


The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account QUARTERLY. Interest begins to accrue on the business day you deposit non cash items (for example, checks). Interest will be compounded daily and will be credited to the account quarterly. If the account is closed before interest is credited you will not receive the accrued interest.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $50.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Three (3) of these transfers may be made by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Account Fees: $50.00 MINIMUM BALANCE REQUIRED TO AVOID A $5.00 QUARTERLY MAINTENANCE FEE.
 
  • Interest-bearing account (based on average daily balance)
  • $50.00 minimum opening deposit
  • Quarterly statement
  • There is NO monthly maintenance fee on average daily balances of $50.00 and up. A $5.00 quarterly maintenance fee will be accessed on balances that fall below $50.00.
  • Interest compounds daily and is credited to the account quarterly.
  • Minimum balance to obtain disclosed annual percentage yield:
    $50.00
  • FDIC coverage- each depositor insured to at least $100,000

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  Certificates of Deposit   Current Rate   
 
For detailed features and rules on Certificates of Deposits, please contact a customer service representative at an office location nearest you..
  • $1,000.00 minimum opening deposit
  • Competitive interest rates
  • FDIC coverage- each depositor insured to at least $100,000
  • Interest is calculated based on the account balance.
  • Interest is compounded daily and credited monthly.
 
  Traditional IRA Certificates of Deposits   Current Rate   
 
For detailed features and rules on IRA Certificates of Deposits, please contact a customer service representative at an office location nearest you.
  • $1,000.00 minimum opening deposit
  • Competitive interest rates
  • FDIC coverage- each depositor insured to at least $100,000
  • Interest is calculated based on the account balance.
  • Interest is compounded daily and credited monthly.

 

For additional information on any of our savings accounts, using "contact us" above mark the savings account box, call 352-347-4800 or visit any of our branches.

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