Rates Current as of: 06/02/08
| Product |
Interest Rate |
| Automobile: |
| New (Current Model Year) |
| 60 months, up to 90% of purchase price |
7.50% |
| Used (Up to 5 years old, including current model year) |
| Up to 1 year old - up to 54 months, NADA loan value |
8.50% |
| Up to 2 years old- up to 48 months, NADA loan value |
8.50% |
| Up to 3 years old- up to 42 months, NADA loan value |
8.50% |
| Up to 4 years old- up to 36 months, NADA loan value |
8.50% |
| Up to 5 years old- up to 30 months, NADA loan value |
8.50% |
| Personal |
| Secured (Cash Deposit) |
| Maximum Term: 60 months |
7.00% |
| 100% if Central Florida State Bank Deposit; 90% other banks |
| |
|
| Personal Line of Credit |
| Unsecured |
| Maximum loan-$50,000; maximum term 36 months |
Wall Street Journal Prime Rate+4.00%, with a minimum of 9% |
| Personal Overdraft Credit Line |
| Loan Amount: Up to $5,000 |
Wall Street Journal Prime Rate+4.00%, with a minimum of 9% |
| Home Equity Lines of Credit |
| Up to 80% for qualified applicants |
| Line of Credit |
Wall Street Journal Prime + 2.00%, with a minimum of 7% |
| Loan- up to 60 months |
7.75% |
| Note |
1) Maximum term- 120 months
2) minimum payments 1.5% of outstanding balance |
