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Rate Information

Deposit Rates
(Rates effective  as of: 07/13/2010)

Product and tier balance required to obtain APY*

Interest Rate Annual Percentage Yield (APY)
Classic Interest Checking (minimum opening deposit and required balance to obtain APY* is $1000.00):
     
$1,000.00 or more  0.25%  0.25% 
     
Prime Value Checking (minimum opening deposit is $1000.00) and Senior Value Checking (minimum opening deposit  is $100.00):

Minimum balance to obtain APY* is $2500.00 for both Prime Value and Senior Value Accounts

     
$2,500.00 to $4,999.99  .15%  .15% 
$5,000.00 to $24,999.99  .20%  .20% 
$25,000.00 to $49,999.99  .40%  .40% 
$50,000.00 to $99,999.99  .64%  .64% 
$100,000.00 +  1.01%   1.02% 
Classic Money Market (minimum opening deposit and required balance to obtain APY* is $1000.00):
     
$1,000.00 to $9,999.99  .15%  .15% 
$10,000.00 to $24,999.99  .20%  .20% 
$25,000.00 to $49,999.99  .40%  .40% 
$50,000.00 to $99,999.99  .64%  .64% 
$100,000.00 +  1.01%  1.02% 
Classic Savings  (minimum opening deposit and required balance to obtain APY* is $500.00):
     
$500.00 or more  .40%  .40% 
Classic Youth Savings (minimum opening deposit and required balance to obtain APY* is $50.00)
     
$50.00 or more  .40%  0.40% 
Certificates of Deposit (minimum opening deposit and required balance to obtain APY* is $1000.00)
6 - month  0.75%  0.75% 
7- month  0.75%  0.75% 
12 - month  1.00%  1.01% 
15- month  1.00%  1.01% 
18 - month  1.00%  1.01% 
24 - month  1.00%  1.01% 
30 -month  1.24%  1.25% 
36 - month  1.24%  1.25% 
48 - month  1.24%  1.25% 
60 - month  1.24%  1.25% 
IRA Certificate of Deposit (minimum opening deposit and required balance to obtain APY* is $1000.00)
12 - month CD  1.00%  1.01% 
24 - month CD  1.00%  1.01% 
36- month CD  1.24%  1.25% 
     
     
     
     
     
     

*APY - Annual Percentage Yield

The Annual Percentage Yields (APY) and interest rates are effective as of the date shown above.

Rates are subject to change at any time without prior notice. Fees could reduce earnings.  For Certificates

of Deposit a penalty may apply for early withdrawal.

 

  

Consumer Rates- Consult a lender at the nearest branch or call   (352) 347-4800

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